Visa Dispute Tools: payabl. Partners to Cut Merchant Chargebacks

European financial technology provider payabl. is expanding its collaboration with Visa, integrating Visa's Rapid Dispute Resolution (RDR) services to help merchants in the UK and EU automate dispute resolution and mitigate chargebacks. The partnership embeds these tools into payabl.one, a platform that also handles payments, multi-currency accounts, and payouts, offering merchants a unified system for managing transactions and post-purchase activities.

This initiative addresses a growing concern for merchants, as a recent payabl. report indicated that 31% of UK businesses experienced friendly fraud, and 71% believe current chargeback rules favor consumers. Furthermore, 64% of merchants reported an increase in first-party misuse (FPM) over the past year, with 25% seeing increases of 25% or more. Oleg Stefanets, Chief Risk Officer at payabl., stated that the collaboration aims to reduce friction after the sale and lower dispute ratios. Dan Parsons of Visa Europe noted that proactively managing disputes is crucial for merchant business continuity and growth.

### Story Arc / How We Got Here Visa Inc. (NYSE: V) shares saw a retreat on August 25, 2026, following activist investor Bill Ackman's Pershing Square disclosure of a new stake in the payment network. While Ackman's involvement typically signals conviction, the market reacted to this development. Today's news on payabl.'s enhanced dispute resolution tools with Visa adds another layer to the ongoing narrative surrounding the payment giant's merchant services.

Cross-reference: [Visa Stock Dips After Ackman Discloses New Payment Position](/explore/visa-stock-dips-after-ackman-discloses-new-payment-position)