Crypto Custody Moves to Brokerages: Schwab and IBKR Expand Offerings

As three in four crypto holders demand integrated digital asset management, major U.S. brokerages are expanding custody options to bridge the gap between traditional portfolios and cryptocurrencies.

### Money Play Investors tracking integrated brokerage platforms should note that Charles Schwab charges a 0.75% fee per crypto trade with a $5,000 withdrawal cap, while Interactive Brokers retains up to 30% of staking rewards earned by clients through Zerohash.

## Catalyst Analysis: Expanding Custody and Staking Options A recent survey by Sentora published in October 2026 revealed that 75% of U.S. crypto owners want traditional financial institutions to manage their digital holdings. Responding to this demand, major brokerages have rolled out direct access. Charles Schwab has integrated Bitcoin and Ethereum for its 48.6 million client accounts, with plans to introduce Solana, Avalanche, and Chainlink by year-end, while Interactive Brokers has enabled Ether staking via Zerohash.

## Technical Analysis & Key Risk Watch

Trading activity reflects broader market participation, with Bank of America trading at $54.58 (+0.48%) under a 36.2 RSI14 reading and a 0.59x 20-day volume multiple, sitting between S1 $54.39 and R1 $54.93. Key structural risks include the absence of FDIC or SIPC deposit insurance for digital assets, restrictive withdrawal limits requiring multiple transactions for larger transfers, and tiered trading and staking fees across platform custodians.